Debt Free Christian

Debt to Income Calculator

The debt to income ratio is one of the tools lenders use to determine whether someone is eligible for a loan or credit based upon their current debt load. By analyzing current debt compared to income a lender can get an idea about whether an individual is overextended in their current situation.

Use the debt to income ratio calculator below to see your debt ratio. Fill in the blanks below and click the buttons on the right to total the amounts. Finally click the "Debt Ratio" button to calculate your current debt load percentage.

Monthly mortgage or rent:
Minimum monthly credit card payments:
Monthly car loan payments:
Student loans:
Alimony payments:
Other monthly payments:
MONTHLY DEBT PAYMENTS:
Annual gross salary:
Annual bonuses and overtime:
Annual alimony received:
Other annual income:
MONTHLY INCOME (before tax):
DEBT to INCOME =

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